What the Review Covers
A California teacher retirement review is a complimentary, one-hour conversation with one of our retirement income and pension education professionals. The goal is simple: help you understand your own numbers and options clearly, with no pressure to act.
Personalized CalSTRS Projection
We walk through a personalized projection of your CalSTRS benefit at multiple potential retirement ages, using your actual service credit and salary history rather than generic averages.
Retirement Income Gap Analysis
We compare your projected pension income against a realistic picture of retirement expenses, so you can see whether - and by how much - a retirement income gap may exist.
Benefit Election Discussion
We review your benefit election options side by side, in real dollar figures, so this permanent decision is made with full information rather than guesswork.
Protected Retirement Income Strategies
If a gap exists, we discuss strategies that may help address it. Protected strategies may include insurance and annuity-based options offered by licensed insurance professionals.
No Pressure, No Obligation
This is an educational, complimentary review. There is no cost and no obligation to take any further action. You are welcome to come with questions and leave simply better informed.
If you are an administrator, classified employee, or public education employee outside CalSTRS, see our Public Education Retirement Review.