Not Just for Classroom Teachers
A public education retirement review is built for anyone working in California public education - classroom teachers, school administrators, classified employees, district office staff, and other public education personnel. Whether your pension runs through CalSTRS, CalPERS, or another public retirement system, the goal of the conversation is the same.
What the Review Covers
This is a complimentary, one-hour conversation with one of our retirement income and pension education professionals, focused on your specific situation rather than general averages.
Your Pension Income
We walk through a personalized projection of your pension income using your actual service credit, years, and salary history - whether that projection is based on CalSTRS or CalPERS rules.
Any Retirement Income Gap
We compare your projected pension income against a realistic picture of retirement expenses, so you understand whether - and by how much - a retirement income gap may exist. See our retirement income gap guide for the general concept.
Benefit Decisions
We review your benefit election or survivor protection options in real terms, since these decisions are often permanent once filed - regardless of which retirement system they fall under.
Supplemental Options
If a gap exists, we discuss options that may help address it, which can include protected retirement income strategies. Protected strategies may include insurance and annuity-based options offered by licensed insurance professionals.
No Pressure, No Obligation
This is an educational, complimentary review with no cost and no obligation to take any further action, regardless of your role or which retirement system applies to you.